Margin Lending
- Is a Margin Lending Facility and a Margin Loan the same thing?
- What can I use as security against my Margin Lending Facility?
- What is an Acceptable Securities List?
- When I borrow funds, what can I use them for?
- Can I have more than one Margin Lending Facility?
- How do I lodge my shares as security?
- Can I sell the shares I lodge with you as security?
- How do I buy and sell shares through my Margin Lending Facility?
- How do I buy and sell managed fund investments through my Margin Lending Facility?
- How long does it take to have my Margin Lending Facility approved?
- How soon can I start trading?
- How can I access my Margin Lending Facility?
- Can I get a loan drawdown?
- How does Suncorp Margin Lending manage stock ownership?
Margin Calls
- What is a margin call?
- How do I know I am in a margin call?
- How can I rectify a margin call position on my margin loan?
Buffer
- What is the buffer?
- How is the buffer amount determined?
- How can I find out my buffer amount?
- How will I know when I’m ‘in buffer’?
- How will I know when I’m in margin call?
- How will I know when I have exceeded my borrowing limit?
- Can I purchase more security using a loan when I am in buffer?
- When will a trade of stock/funds affect my buffer amount?
- Will I be contacted when I am in buffer?
- How can I obtain more information about my buffer?
Internet Account Access
- Do fees & charges apply when I use Internet Account Access?
- How secure is Internet Account Access?
- Is my account information 'real time'?
- Does my financial adviser automatically have Internet Account Access to my account?
CMA
- What is a CMA?
- What are the benefits of a CMA?
- What is the cost of setting up the CMA?
- Under what name is the CMA set up?
- Do I need to provide a TFN or ABN? What are the implications if I don’t?
- Is there a minimum balance required to be maintained?
- How do I deposit funds into my CMA?
- When is my deposit reflected in the CMA?
- Is there an overdraft facility on my CMA?
- Where can I check my CMA details?
- Do I earn interest on my CMA balance?
- How do I transfer funds between the CMA and my margin loan?
- Can I change the option of transferring funds between the CMA and my margin loan?
- When are funds transferred between the CMA and my margin loan?
- How do I access the money in the CMA?
- What fees do I need to pay on the CMA?
- Do I receive statements for the CMA? How often?
- Why is a CMA set up with a Savings Gearing Loan?
